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What is Trended Credit Data? Training Resources - Enact MI We'll review what each ratio represents, why and how it is used in an analysis and where and how it functions in the decision-making process. By Letter: Genworth Financial-SIU. Our employees make a difference in people's lives every day. Quickly review the guidelines, requirements and submission options you need to service your MI-insured loans. You are protected 10 Steps for Planning a Successful Webinar - TechSoup Join IIL's free webinars, for skilling up on project management, leadership, agile and scrum, communication, and work-life balance. Many motivated buyers are now exploring new construction homes to fulfill their dream of homeownership. 24/7 access Online library of interactive courses Short videos help maximize your learning experience Timely podcasts you can listen to while on the go Supplemental activities reinforce important concepts and apply what have you learned Engaging workbooks and training materials bolster your knowledge Explore On-Demand Foundation On-Demand Series Customer Service & Support | Genworth Webinars, on the other hand, are more controlled, and the participants have clear roles: One or several experts (the presenters) share their ideas or provide training to an audience (the attendees). Targeted or advertising cookies collect information about your browsing habits. 30-Minute Session Loan Officer Resources - Enact MI Learning Center | Fannie Mae To assist our customers in facing the challenges of this changing work structure, our Essentials Training team has designed a series of micro-learning topics that focus on the skills . In this webinar, Ginger Bell will demonstrate how to share your screen with borrowers via virtual meetings and record videos using Zoom. Get an overview of The Three Cs of mortgage banking including income/employment, assets/reserves and ratios. Browse our online resources, learn at your own pace, and discover Fannie Mae learning tools. Five Values that establish your intentions and ensure your communication is understood and acted on. Are you ready for your next loan file containing RSUs? Date post: 28-May-2020: Category: Documents: Author: others View: 1 times: Download: 0 times: Download Report this document. By using our website, you agree to our use of cookies. Contact your Account Managerfor more information about this course. Understanding Loan Product Advisor - Advanced Guidelines and Updates, Updated Policy or Underwriting Changes or Clarifications, How to Determine if a Borrower Qualifies for the Program and its Benefits, Learn How to Properly Calculate Assets and Reserves for Mortgage Loans, Understand Fannie Mae's HomeReady Loan Program, Best Practices in Avoiding Common Underwriting Errors, Review Common Mistakes and Learn How to Avoid Them, Review of Partnership Income Form 1065 with Schedule K1, Fannie Mae 1084, and Review the K-1, 1065 and Solvency Test, Verify Sufficient Funds to Close by Completing the Two Examples, Review Different Types of Income and the LES (Leaving & Earning Statement), Review and Calculate Miscellaneous Employment Income, Bonus, Overtime, Commissions, Seasonal Income, Unemployment, Temporary Leave, Review S-Corporation - Form 1120S and 1040 with W2 and K1. Susan Carlson - LTC External Wholesaler - LinkedIn We will also discuss income continuance (when support documentation is required) and taxable vs. non-taxable income. Connect with audiences through engaging webinars and events that support up to 1,000 participants. Looking for more info on MI Online or need to register as a new user? Click here. We're committed to making a difference in our employees' lives. Self-Employed Borrowers Focus on Getting Started and the Sole Proprietor, *MI Solutions It's Time To Rethink Your MI Strategy*, *Preventing Mortgage Fraud Take a Closer Look*, Evaluating and Calculating Borrower Income Focus on Fixed Sources, Self-Employed Borrowers Focus on Partnerships and S Corporations, *HomeReady Mortgage Overview with Fannie Mae*, Evaluating and Calculating Borrower Income Focus on Variable Sources, *Expand Your Defense with Our March Madness FAQ Session*, *The Economy in 2023: The Pause and the Pivot*, Self-Employed Borrowers Focus on Corporations and Financial Statements, *Unique Insights into Community Reinvestment Act (CRA) Performance Improvement*, *Another Dimension of Inclusion: Seeing the World Through the Lens of Ableism*. In addition to our extensive recorded course catalog and in-person training opportunities, Genworth also offers tons of live webinars where you can ask questions in real-time. Want to close more loans FASTER? But after this 60-minute webinar, you'll be able read one like a pro. Our Valentine's Day gift to you 13 webinar . Understanding a Significant Derogatory Credit Event, Identify Credit Events in a Borrower's Mortgage File, Learn the Basics for Personal Video Marketing, Fannie Mae and Freddie Mac - Understanding Your Options, Fundamental Differences in Fannie Mae and Freddie Mac, Understanding Desktop Underwriter - Advanced Guidelines and Updates, Explore Conventional Loan Options to Determine Best Options, Learn about Ability to Repay (ATR) and Qualified Mortgages (QM), Help each person develop a personal code of ethics to use in the mortgage industry, Terminology Used in the Mortgage Industry, Understanding Credit Reports and Credit Scores, Basics of Credit Reports and Credit Scores, Verify if the Loan has a Home Equity Line of Credit, Introduction to the TILA-RESPA Integrated Disclosure (TRID), Review the TILA-RESPA Integrated Disclosures (TRID), Self-Employed Borrower Basics Part II - Partnership, S-Corp and Corporations, Examine Business Returns in Detail using the Cash Flow Analysis Method, From Action to Impact: Time Management for Originators, Identify Impactful Steps Over Busy Actions, Self-Employed Borrower Basics Part I - The Personal Tax Return, Business Income Concepts for Calculating Qualifying Income, Look at options to use Mortgage Insurance, A History of Mortgage Banking and Understanding of a Loan File, Understanding Desktop Underwriter (DU) - The Basics, Introduction to Fannie Maes Automated Underwriting System (AUS) Desktop Underwriter, An Overview of the Residential Loan Application (URLA), Complete and/or Review the Uniform Residential Loan Application, Understanding Loan Product Advisor - The Basics, Determine if a Borrower is in the US Legally for Mortgage Origination Purposes, How to Be Productive, Efficient And Valued, Appraisal Review: With Guidance for Rural Properties, Review Guidelines, Documentation Requirements, Best Practices and Issues Round, Overview of the Basics of Mortgage Insurance, Self-Employed Borrower Form 91 Part I - The Personal Tax Return, Calculate Income for Freddie Mac from Personal Tax Returns, How MCC Can be Used to Qualify Borrowers for HFA Loans, NAR 2022 Profile of Home Buyers and Sellers, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 1084 Part II - The Business Tax Return Webinar, Review and Calculate Miscellaneous Employment Income Webinar, Calculating Income - The Exercises Webinar, Review Schedule E - Rental Income Webinar, Understanding Desktop Underwriter - Advanced Guidelines and Updates Webinar, Understanding Loan Product Advisor - Advanced Guidelines and Updates Webinar, Review Schedule C - Sole Proprietor Webinar, Self-Employed Borrower Form 91 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 91 Part II - The Business Tax Return Webinar, Navigating Mutual Threats & Opportunities with your Realtor partners, Guide in understanding customers and their needs, Fannie Mae and Freddie Mae Year-End communications, Understanding the Basics of Freddie Mac's Refi Possible and Fannie Mae's RefiNOW, Fannie Mae and Freddie Mac's Low Income Refinance Options, Self-Employed Borrower Form 91 Part II - The Business Tax Return, Calculate Income for Freddie Mac for Partnerships and S Corporations, Including K-1 Income. Interpersonal Skills by providing an environment where employees can share their expertise in a manner that is timely, easily understood, and fosters their role as a trusted advisor to our business leaders. New to the industry? How to Read AUS Findings Like a PRO, Paystubs - Frequency & Formulas (Micro Session), Quick Tips for Bonus/Overtime (Micro Session), Schedule C - Why Line Items Matter (Micro Session), The Nuts & Bolts of Rental Income: Solving & Simplifying the When & How, Understanding Business Liquidity (Micro Session). Visit our COVID-19 page for the latest information on our COVID-19 temporary underwriting guidance given the GSEs' updates on Feb. 15, 2023. We deliver skill-building training programs and special events right to your desk through our webinars. Learn More. Hands-on exercises show you how to identify red flags and to understand the differences between fraud schemes and fraud techniques. Online virtual meetings are essential to successfully communicating with your customers and partners. Radian National Training. Essent Essentials K-1 Workshop is designed to shed light on the perplexities of income analysis for Partnerships and S-Corps. Whether you are an originator or an underwriter, we have the resources and answers you need to understand how mortgage insurance can benefit you and your borrower. Learn about checking and savings accounts, establishing ownership, stocks, bonds, mutual funds, and more. Pilson, Timmie (Genworth) Created Date: 10/27/2010 3:33:25 PM Other titles: Income Calculation Worksheet Company: GMAC ResCap . Success in mortgage lending starts with a high-performing team. Select Download Format Genworth Calculator And Quick Reference Guide Download Genworth Calculator And Quick Reference Guide PDF Download Genworth Calculator And Quick Reference Guide DOC Site is lenders, and enforceable mortgage insurance In this five-minute video, you will learn how the GSEs, Fannie Mae & Freddie Mac, are accepting the desktop appraisal. Genworth values all perspectives, characteristics and experiences so that employees are able to bring their full, authentic selves to work to help each other and our company succeed. Planning is everything. While many things can affect a plan (COVID-19, anyone? We design our products around what you need, whether youre just starting out or facing the issues of aging. Now is the time to learn more about the ARM and how it can be beneficial to many. If you have ever thought to yourself, how does she get it all done or how does he have time to attend classes while working full time, then this course is for you. Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings. 60-Minute Session Our new 45-minute class will show you five key tipsyou can take to avoid potential time delays, and has been updated to include the NEW 1003 (URLA). Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. Skip to Main Content Long Term Care Insurance Claims. Contact yourArch MI Account Managerfor details. Simplify your understanding of the most common liquid assets, industry guidelines, and required documentation. Friday 9 AM-6 PM ET. This short video will give you the info you need to know for your next construction loan review. Our complimentary trainings highlighted below support our vision of a diverse, engaged and inclusive workforce. This comprehensive webinar takes you on a step-by-step review of the Partnership and S Corporation tax returns. LTCI Login, MondayThursday8:30 AM6 PM ETFriday9 AM6 PM ET, MondayThursday 8:30 AM6 PM ETFriday 9 AM6 PM ET. That's where the deep financial services experience of OnCourse Learning can make all the difference. Defining common terms and theories, such as nonrecurring vs. recurring income or expenses, distributions and guaranteed payments, will help you develop a clearer picture of your self-employed borrower's income and financial standing. Our webinars feature international thought leaders presenting insight, ideas and advice. We understand each Servicers unique business practices and are committed to helping Servicers maintain an up-to-date and accurate portfolio. Participants will receive our cash flow analysis tools, a cash flow worksheet (PDF) and calculator (Excel) to help you in your daily practice. Start planning for long term care so they can live life with confidence. Arch Mortgage | USMI - Training Resources Gain a basic understanding of the Self-Employed Borrower by learning about the various business entities, their required tax forms and how to calculate liquidity for these types of borrowers. Your guide to using mortgage origination and servicing tools. 30-Minute Session Please enable Strictly Necessary Cookies first so that we can save your preferences! Effective September 18th, Fannie Mae will implement several new Desktop Underwriter (DU) changes that may have a direct impact on the loans in your pipeline. Collaborated with Genworth Sales Staff to strengthen customer relationships through training, to leverage customer decisions and to help ensure Genworth received a stronger book of business . Search Results - Enact MI Understand what documents to gather, how to review and verify required documentation, and prepare the loan application for underwriting. Watch Full Recording Starting an open and honest conversation with the people listed here will help create a plan that covers everyones needs. This dynamic discussion highlights the expansion of diverse markets and strategies you can leverage to address this market shift. The course is designed for the participant to gain an understanding of eligible and ineligible sources of funds, interested party contributions (IPCs), large deposits, business assets, reserves and acceptable documentation for assets. Delivered by respected financial services industry experts, our webinars are timely, relevant and engaging. April 2020 Training Webinar Calendar Keywords: webinar, april, training Created Date: 3/12/2020 2:32:28 PM . Coming up Build Engaging Presentations. Learn the mathematical formulas for five key ratios used to assess the risk associated with mortgage loans. In this featured webinar, Kristin Messerli, leading strategist on NextGen finance and homeownership, will provide participants with new research and best practices to design better housing and finance solutions for millennial and Gen Z women to boost sales and revenue in 2023. Ask Yourself Whether a Webinar Is the Right Tool for Your Needs. Self-Paced Learning | Essent Mortgage Insurance A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. For years, the. Its been discovered that motivated buyers will use the first person that calls them back 80% of the time. A webinar, short for 'web-based seminar', is an online presentation, meeting, or workshop that allows individuals or groups to interact in real time. How to Read AUS Findings Like a PRO, Focus on Assets: Acceptable Documentation and Eligible Sources, K-1 Comparison - The Differences Between FNMA and FHLMC (Micro Session), LPA Live! 10:00am (PT) Available formats: Webinar,On-Demand Video, The Basics of Self-Employed Borrower Income Calculation. Live webinars are valuable because they happen at a scheduled time and are a fun way to interact virtually with an expert trainer who engages participants and fields questions. Customized marketing for loan originators, Explore the benefits of partnering with MGIC. This short video will show you how Radian supports these transactions. This training course will review basic concepts around property valuations, the various methods available to determine a property value, and key uses of property valuations. Learn how different storytelling techniques, presentation materials, and delivery styles can improve how you give presentations to others. 60-Minute Session Engaging Financial Services Compliance Training - OnCourse Learning Getting a mortgage is one of the most stressful things people go through. In this step, you'll start putting together your webinar outline and lay down the groundwork i,e. 872012 Genworth Financial, Inc. All rights . PDF April 2020 Training Webinar Calendar - Enact MI Selecting this will open a country selector model view. IMPORTANT: Do not close this window until you enter the confirmation code. You are protected First Class Training for administration and facilities roles. It requires that our employees embrace the need to regularly evaluate their own knowledge and skill sets. TRID also regulates how much lenders can . We deliver skill-building training programs and special events right to your desk through our webinars. You will learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. Genworth has surveyed providers of various types of care across the country for 18 years. The free sessions provide timely and strategic information about the business of learning, current trends impacting workforce development, best practices for training and talent management, and practical information on the latest tools and technology. by ensuring employees have a deep understanding of our industry, business, and customers, as well as applying that knowledge in their role. Analyzing Appraisals for Single Family Residences, Identifying the Key Areas of the Uniform Residential Appraisal Report, Audience:Loan Processors and Underwriters. In this course you'll learn the basics of mortgage insurance. This video highlights the functionality supported by Radian within Encompass to order and simplify the title process. We have sent a temporary Confirmation Code to the email address you provided. Short videos help maximize your learning experience, Timely podcasts you can listen to while on the go, Supplemental activities reinforce important concepts and apply what have you learned, Engaging workbooks and training materials bolster your knowledge. See more reasons why customers love teaming up with us. Invite your attendees, plan your event logistics, and decide on a webinar promotion strategy. How to Read a Credit Report in Under 5 Minutes - MGIC Intermediate - Mortgage professional that is comfortable with mortgage terminology and loan programs and has an understanding of the 1003 fields, AUS results, collateral types, basic documentation With this course, acquire an increased awareness of the sources of fraud, learn ways to prevent fraudulent mortgage loans and discover how to effectively identify Red Flags. This course will help you strengthen your mortgage skills and knowledge. Selecting this will open a country selector model view. Use Arch MI resources to assist you in your loan processing review. This short video highlights some benefits, terms, and scenarios for your understanding. 30-Minute Session This video series, featuring Rene Rodriguez, will tackle some of your most complex challenges with simple steps that lead to positive results. Courses & Registration | Essent Mortgage Insurance Genworth is committed to helping families become more financially secure, self-reliant, and prepared for the future. Select State Select City All Topics Title Type State Date & Time Agent Focused - Centrevillie-Grassroots Marketing In-Person Event Virginia Our financial products are offered/underwritten by one or more of the following:Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation;Genworth Mortgage Insurance Corporation of North Carolina; Genworth Financial Assurance Corporation. Suggested Prerequisite: Business Tax Returns 101, Available formats: Webinar, OnDemand Video, Unique Considerations for Sole Proprietorships and Corporations. Modules focus on the Three Cs of mortgage lending, including credit, income, assets and collateral. Join us as we demonstrate types, break-even points and more. Enhanced Customer Service Through Better Business Communications, Best Practices in Professional Business Communication, Fannie Mae and Freddie Mac Renovation Programs, Understand the Basics for Fannie Mae and Freddie Mac Renovation Programs, Highlights Critical Areas of Purchase Transactions, Understanding Adjustable Rate Mortgages (ARMs), Leveraging Mortgage Insurance in Today's Market, Structuring Mortgage Insurance in today's market, Covers HPA 1998 and CFPB Bulletin, Termination Procedures, and Initial/Annual Disclosures, Managing the Middles - A Look at LTV Scenarios, How to differentiate yourself as an advisor in this competitive market. As an added bonus, youll learn how to overcome common loan challenges and a formula for getting exceptions approved. 888 Genworth. Knowing these costs is a first step in helping you plan for the future. PDF Genworth Mortgage Insurance Training Course Catalog - Enact MI In this webinar, Andrew Oxley will teach you how to effectively deal with conflict. Youll also review business tax returns and learn the differences between the business structures. In this webinar, Rebecca Lorenz of Ninja Selling will show you how to generate value for your clients and referral partners to build a robust pipeline. But the system offers much more. Arch MI is excited to bring you this important information with industry professional Ginger Bell. We use cookies to give you the best experience on our website. We offer . Are you ready to work with your customers when the appraisal comes in lower than the purchase price? It's not rocket science, so why can't this be you? Essentials Training Keep Your Career On The Right Track Whether you're new to the industry or a seasoned professional, our live webinars, self-paced learning modules and powerful analysis tools offer something for everyone. We have committed to developing our employees because these changes in the marketplace require new competencies. As more employees move to work from home, companies are investing in tools and technologies that support a remote work environment. Let's complete your profile. Interest rates continue to rise to levels we have not seen in years. This module will look at eligible sources for funds to close and reserves (if applicable) as well as the requirements for asset documentation. This stimulating presentation will get you thinking through the next steps to your best year yet. Radian Guarantys SplitEdge MI, commonly called a split premium, divides the MI premium flexibly, between an upfront payment, and reduced monthly payments! Learn the differences between FNMA & FHLMC guidelines for calculating your self-employed borrowers income when they own a K-1 business. Just use the dropdown menus to find the webinar or local event that's right for you. E-LEARNING & Previous Webinars Get easy access to National MI courses and our previously recorded webinars. The pace of change in the marketplace has accelerated from fast to almost instantaneous. You are protected Arch Mortgage | USMI - Course Offerings Join "LinkedIn Whisperer" Brynne Tillman for session three of the "Mastering LinkedIn for Mortgage Professionals" series where shell uncover a crucial aspect of social selling. Your audience. Why National MI? View The Training Catalog Self-Employed Borrower Tools We get it, mental math is hard. Accessory Dwelling Units or ADU's are becoming more common in mortgage transactions, yet many are unaware of the specific guideline requirements for this type of property. Our Customer Training Program is a best-in-class educational curriculum teaching the key skills, techniques and best practices needed to build your team's confidence and grow your share of originations. 20-Minute Micro Session The marketplace can be challenging, and salespeople must differentiate themselves to create and retain clients and referral partners. 20-Minute Micro Session Whether you are new to the industry or a veteran, MGIC courses are great for learning and refreshers!. During this session we will discuss what DU reviews; the Importance of data integrity and we will highlight key areas of interest on the Summary Report and the UW Analysis Report. 2, 8th Floor. TRID regulations govern the mortgage process and dictate what information lenders are required to provide to borrowers - as well as when they are required to provide it. Calendar - enactmi.com Three keys to becoming a better listener. Stay connected to the latest mortgage insurance news, trends and expert insights with timely email alerts. At no additional cost to you or your borrower, upon closing, borrowers can select one of three benefits to add another layer of security to their lives. Appraisal Appraisal Review Checklist Download PDF Single Family Appraisal Booklet Download PDF Condo Appraisal Booklet Download PDF Appraisal Forms List Download PDF Manufactured Housing Appraisal Booklet Download PDF Arch MI offers a mix of live and on-demand webinars and customized on-site training. Participants will receive our cash flow analysis tools, a cash flow worksheet (PDF) and calculator (Excel) to help you in your daily practice. 6610 W. Broad St. Bldg. Login/Register to access the new Coverage & Care page featuring the Coverage Needs Estimator*. In this course, we will dive into the fundamentals of self-employed borrower income calculation, including allowable add-backs and required deductions. Youll learn how to identify the types of individuals you could most likely conflict with, redirect conversations to a positive conclusion, and create alignment between you and the person you are experiencing a conflict with. Originating and Underwriting Learning Center | Fannie Mae Plan and outline your content. The practice exercises include various salaried, military, teacher and non-taxable income scenarios. Participants will receive a cash flow worksheet (pdf) and a calculator (excel), which will aid in the application of their learning on the job. In this short video, Radian National Training will touch on how these fixtures can impact the mortgage process. List of Upcoming Live and Recorded Professional Webinars - findcourses.com With National MI University, you have access to training resources that cover more than just industry-leading topics. Practice determining frequency of pay and how to accurately qualify your salaried borrowers.